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Traditional IRA

A traditional IRA is a personal savings plan that gives you tax advantages for saving for retirement.

  • Contributions to a Traditional IRA may be tax deductible – either in whole or in part
  • Earnings are not taxed until they are distributed

To determine which IRA best fits your situation; call us at 800-604-9368.

The minimum amount to add to this CD is $50.00. The interest rate is subject to change.

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Policies and Disclaimers Site Map Holding Company Information

Champaign Bank is part of the Citizens Banking Company and deposits held at each of its facilities are not separately insured by FDIC.

For your convenience, Champaign Bank offers various links that may direct you away from the Champaign web site. Champaign Bank is not responsible for content or security of these web sites.

Temporary Liquidity Guarantee Program - Our institution has elected to participate in the FDIC’s Transaction Account Guarantee Program. Under that program, through June 30, 2010, all non-interest bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules.