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SEP IRA

SEP IRA stands for Simplified Employee Pension IRA. It's a tax-deferred retirement plan for small business owners, where the employer makes deductible contributions to their own IRA as well as deductible contributions to IRAs for eligible employees. Champaign can help you set up your SEP-IRA today.

  • Minimal paperwork and reporting
  • Employers can change their annual contributions
  • Deductible employer contributions are made directly to employees' IRAs

All contributions must be 100% immediately vested.

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Champaign Bank is part of the Citizens Banking Company and deposits held at each of its facilities are not separately insured by FDIC.

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