Champaign Bank - Press Release

Todd Brown Joins Citizens Wealth Management
Brokerage and Trust Services

Dublin, OH, January 16, 2009 –Citizens Wealth Management announced Todd Brown serving in the capacity as Vice President and Financial Consultant in their Dublin Office serving the greater Columbus area. Brown, who has more than 12 years of experience in banking, trust and investment management, will provide vision, philosophy and solid financial advice for local investors.

“In our current economic environment, it’s more important than ever to work with a financial consultant with experience and who you trust,” said George E. Steinemann, Senior Vice President and Managing Director, Citizens Wealth Management. “Citizens Wealth Management is constantly striving to offer the most knowledgeable financial consultants possible, and Todd certainly fits the bill.”

Brown has his General Securities Representative registration (Series 7 and Series 65) through UVEST Financial Services. He is actively involved in his community through affiliations with the Rotary Club of Columbus, serving as the chairman of the investment committee, United Way's Young Leadership Group, The Childhood League, and the Athletic Club of Columbus. Brown is located at 6400 Perimeter Drive, Dublin OH 43016 and can be reached at (614) 210-2437 or todd.brown@uvestmail.com.

Citizens Wealth Management has been providing management of personal wealth for more than sixty years. They deliver an experience that is rich in sound financial advice as well as professionalism, personal service and integrity. Most importantly, Citizens Wealth Management respects their customer’s objectives. They strive to not only be a customer’s financial partner, but also an advocate for achieving customer goals.

Through Citizens Wealth Management’s partnership with UVEST Financial Services, their customers have access to a wide variety of financial products and services, including professional money management, financial planning, stocks, bonds, mutual funds, annuities, IRAs, life insurance, long term care and much more.

About UVEST
Since 1982, UVEST Financial Services (UVEST) has offered quality investment and insurance programs to financial institutions. A premier provider of third-party brokerage, today UVEST delivers customized solutions in a consultative environment to over 300 financial institutions in more than 40 states. UVEST is dedicated to providing proven program management, product expertise, advanced technology, and superior customer service support, all tailored to meet the unique needs of each client. UVEST is a registered broker dealer and is an FINRA/SIPC member firm. For more information, visit www.uvest.com.

UVEST and The Citizens Banking Company are independent entities. Investment products are not FDIC insured, not bank guaranteed, and may lose value.

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NOTICE OF CHANGES IN TEMPORARY FDIC INSURACE COVERAGE FOR TRANSACTION ACCOUNTS- All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31,2010, through December 31,2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules. The term "noninterest-bearing transaction account " includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts. For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov. .