Champaign Bank - Check Protect

Check Protect

At times, unanticipated expenses or unforeseen problems can leave you with too little cash in your checking account. Having a check returned due to insufficient funds can be costly, inconvenient and potentially embarrassing experience.

At Champaign Bank, we do not encourage overdrafts. As always, we encourage you to manage your finances responsibly. However, we want to save you from the additional merchant fees and possible damage to your credit history that might result if a check is returned.

That’s why we provide “Check Protect,” a special overdraft privilege service for Champaign Bank checking customers.

For more information, click here

Back to Other Services >

Champaign Bank is part of the Citizens Banking Company and deposits held at each of its facilities are not separately insured by FDIC.

For your convenience, Champaign Bank offers various links that may direct you away from the Champaign web site. Champaign Bank is not responsible for content or security of these web sites.
Temporary Liquidity Guarantee Program - Our institution has elected to participate in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2010, all non-interest bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.