Ohio Bank - Champaign Bank
Champaign Bank
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Choice Checking
Our best Checking Account for only $7 a month.


Learn More About Choice Rewards

  • Free Basic Checks
    Receive one box of basic checks per year free or choose a designer check at 50% off.
  • Free Safe Deposit Box
    Receive a safe deposit box free for one year (subject to availability).
    Estimated Annual Value of up to $75
  • No Fee Cashier’s Checks
    Limit two per month.
    Estimated Annual Value $72
  • $5,000 Travel Accidental Death Insurance
    When you travel by automobile or licensed common carrier (scheduled airline, bus, taxi, and train.) 
    Estimated Annual Value of $12
  • Payment Card & Personal Identity Protection
    If you ever lose a registered credit, debit, or ATM card, simply call our 24-hour toll-free number, and all your card issuers will be notified for you. Should you become an identity theft victim, you are eligible for reimbursement of up to $1,000 in direct costs associated with recovering your identity.
    Estimated Annual Value $30
  • Emergency Travel Assistance Services
    Help is as close as a phone call if you need emergency cash or assistance with lost/stolen luggage or travel documents.
    Estimated Annual Value of $15
  • Local & National Dining Savings
    Up to 50% at hundreds of dining establishments ranging from upscale restaurants to casual family eateries, for catering, take-out, and delivery.
    Estimated Annual Value of $100
  • Local & Online Shopping Discounts
    Estimated Annual Value of $25
  • Local Services Discounts
    Save up to 50% on professional services including dry cleaning, business services, photography, house cleaning, lawn care, and home security. In addition, you'll enjoy discounted rates on various automotive services such as engine repairs, oil changes, new tires, body work, and more!
    Estimated Annual Value $25
  • Travel, Hotel, & Recreation Discounts
    Save up to 50% at over 15,000 hotels in popular destinations worldwide. Enjoy easy online access to discounts at properties such as Hilton, Sheraton, Residence Inn by Marriott, Holiday Inn, and many more! Enjoy preferred rates at several of the nation’s largest condo resort rental companies and save 10-25% on car and RV rentals. Also, take advantage of discounts on golf and ski vacation packages, airfare, theme park admissions, sporting event tickets, and many other exciting activities.
    Estimated Annual Value of $150
  • Pharmacy Savings Program
    Enjoy significant savings with your prescription discount card at over 57,000 participating pharmacies. Or use the mail order pharmacy service for savings and convenience!
    Estimated Annual Value of $100
  • Vision Savings Program
    Save up to 60% on eyeglasses and contact lenses at thousands of retail optical locations nationwide and by mail. Members also receive discounted medical eye examinations and save up to 25% on surgical procedures, including LASIK.  
    Estimated Annual Value of $50
  • Hearing Savings Program
    Save 15% on over 70 models of hearing aids through a nationwide network of hearing care offices. Purchases are backed by the BelCare™ program, which includes free inspections, cleanings, and adjustments. Enjoy the benefits of savings on Beltone hearing products, plus scheduled maintenance and follow-up for your hearing aids.
    Estimated Annual Value of $25


There are never any charges when you use your Debit card at a Citizens or Champaign Bank ATM.

Satisfaction Guaranteed
Open any personal checking account today. If you’re not completely satisfied in 30 days, we will gladly switch you to another account that better suits your needs. We’ll also refund any applicable membership fees, no questions asked.

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Policies and Disclaimers Site Map Holding Company Information

Champaign Bank is part of the Citizens Banking Company and deposits held at each of its facilities are not separately insured by FDIC.

Citizens/Champaign Bank will never ask you for account or personal information via email or a link to a website. If you received a suspicious email and provided your account or personal information, contact Customer Service immediately at (888) 383-5133.

For your convenience, Champaign Bank offers various links that may direct you away from the Champaign web site. Champaign Bank is not responsible for content or security of these web sites.

NOTICE OF CHANGES IN TEMPORARY FDIC INSURACE COVERAGE FOR TRANSACTION ACCOUNTS- All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31,2010, through December 31,2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules. The term "noninterest-bearing transaction account " includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts. For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov. .